Student Loan Refinance

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Thank you for choosing us on Chicago Student Loans!

With rates as low as 4.24% APR*, let us help you refinance your student loans.

Rates shown include a 0.25% rate discount.**

Get Started

  • Input Your Information

    Tell us your school and where you live to get better matches.

  • Choose a Credit Union

    View credit unions that have an option for your unique needs.

  • Start Your Application

    Select the loan option that fits you best, and apply today!

  • Become a Member

    Join the credit union where you applied for funding.

Simplify when you refi.

  • Combine loans, adjust your payment, or lower your interest rate to fit your repayment plan.
  • Repayment on your terms! Pick the rate and term that fits your needs.
  • Plus, get a rate discount when you set up automatic electronic payments.**

* APR = Annual Percentage Rate. For Private Student Loans: Rates shown include a 0.25% rate discount available during full repayment of principal and interest by electing to make automatic electronic payments.** For Student Loan Refinance: Rates shown include a 0.25% discount for optional enrollment in automatic electronic payments.** Variable rates subject to increase after consummation. Rates vary by credit union and depend on credit union membership eligibility. Please use our search tool to find the lowest rate for which you may be eligible.

◊ Subject to credit qualification and additional criteria, including graduating from an approved school. Savings or lower interest rates are not guaranteed and depend on your individual financial profile, loan terms, and credit history.

** The APR will not fall below the floor rate regardless of the index or any additional rate discount.

Remember that by refinancing federal student loans, you will lose certain borrower benefits from your original loans. These may include interest rate discount, principal rebates, or some cancellation/forgiveness benefits that can significantly reduce the cost of repaying your loans. Please consider these benefits carefully when considering your options for refinancing federal student loans.