Home Loans

Whether you’re buying your first home, refinancing for a better rate, or tapping into your home’s equity, credit unions offer affordable mortgage options with competitive rates and member-focused lending.

Rates starting at

6.21% APR*

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Flexible Financing for Your Homeownership Goals

Find the right mortgage option for your home purchase or refinance.◊

Competitive Rates

Credit unions provide low rates and flexible terms to help you save more over the life of your loan.

Transparent Terms

Low closing costs, no hidden fees, and fair lending practices that prioritize your financial success.

Personalized Support

One-on-one support through the entire process to ensure you find the best loan for your situation.

Why borrow from a credit union?

Input Your Information

Tell us your location and home preferences for personalized loan options.

Choose a Lender

View credit unions offering tailored home financing to meet your unique needs.

Start Your Application

Select the home loan option that fits you best, and apply today to move into your dream home!

Become a Member

Join the credit union where you secured your home financing for ongoing benefits.

Credit unions offer great rates to help you keep your payments and interest low. Estimate your rate without a credit pull.†

Rates starting at

6.21% APR

Featured Credit Union Partners

Let us match you with a credit union you can trust.

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DCU
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GreatRiver
lakeTrust
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Tewksbury Federal Credit Union Logo
United
UniversityFCU
USC
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WPCU

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Guide to Home Financing

Learn about applying for a home loan and managing your mortgage payment with this quick guide to home financing.

Frequently Asked Questions

Looking for more information? Visit our FAQs for insights on CUSelect and credit union home financing options.

Articles

Get all the info you need to understand a variety of topics related to home loans, financing options, and refinancing.

* APR = Annual Percentage Rate. Rates and terms shown are posted publicly by each offering credit union and are subject to change without notice. Additional restrictions or requirements may apply depending on your credit union selection. Credit union membership required. Please visit the credit union website to learn more about membership criteria. Please carefully review each credit union’s disclaimers and important information when evaluating your options. Rates are based on public data from each offering credit union updated on the first business day of each month. Using the free loan payment calculator does not constitute an offer to receive a loan and will not solicit a loan offer. Any payments and/or savings will depend on the actual amounts for which you are approved, should you choose to apply. This calculator is provided for educational purposes only and should not be relied upon as financial advice. Always consult your credit union or financial advisor when making your decision. CUSelect is not compensated for connecting consumers with credit unions for home loan options.