AmeriCU Credit Union

Products We Offer

Undergraduate Student Loans

Fill the funding gap left when scholarships, grants, and federal aid aren’t enough.

See Rates

Graduate Student Loans

Pay for graduate school studies when financial aid just isn’t enough.

See Rates

Student Loan Refinance

Repay your loans on your terms – choose the rate and repayment term that fit your needs.

See Rates

Undergraduate Student Loans

Flexible funding for college with repayment terms to fit your needs. Pay for tuition, housing, books, and more.

Variable rates starting at

4.25% APR*

Fixed rates starting at

4.54% APR*

Graduate Student Loans

Flexible funding for grad school with repayment terms to fit your needs. Pay for tuition, fees, and related expenses.

Fixed rates starting at

4.54% APR*

Student Loan Refinance

Combine loans, adjust your payment, or lower your interest rate to fit your repayment plan.

Fixed rates starting at

5.25% APR*

Logo
Are You Eligible to Join?

"*" indicates required fields

1
2
3
4
This field is for validation purposes and should be left unchanged.

Credit Union Information

231 Hill Road

Rome, NY 13441

Visit credit union website.

(315) 356-3000

Join Today

if you live, work, worship or attend school in Central or Northern NY, or you or a member of your family is on active-duty, in the reserves, or a veteran of the U.S. military. Counties served: Broome, Cayuga, Chenango, Clinton, Cortland, Essex, Franklin, Fulton, Hamilton, Herkimer, Jefferson, Montgomery, Lewis, Madison, Oneida, Onondaga, Oswego, Otsego, St. Lawrence, Schoharie, Seneca, Tioga, Tompkins, and Wayne

Learn more about the benefits of credit union membership.

* APR = Annual Percentage Rate. Rates shown include a 0.25% discount for optional enrollment in automatic electronic payments. Variable rates subject to increase after consummation. Rates vary by credit union and depend on credit union membership eligibility. Please use our search tool to find the lowest rate for which you may be eligible.