Certificate Specials

Term share certificates are a great way to earn a higher rate of return when saving money. Specials offer more added benefits or terms.

Credit union term share certificates may be referred to by others as “Certificates of Deposit (CDs),” and are very similar to CDs offered by banks.

Unique Benefits

Give your saving plan something special with a credit union certificate.
Special offers and terms that give you guaranteed return and peace of mind!

Competitive Rates

Special rates help you earn more than traditional savings accounts.

Flexible Savings

Terms and amounts vary based on your needs with longer terms often yielding higher savings rates.

Safer Investing

With a guaranteed rate of return, you can invest and earn dividends regardless of market changes.

Why save with a credit union certificate?

Member-Owned

GREAT RATES, FLEXIBLE TERMS
Credit union members become owners of the financial cooperative and benefit from competitive rates, flexible repayment, and exceptional service.

Not-for-Profit

PEOPLE BEFORE PROFITS
Credit unions return value to their members, rather than investors, with benefits like lower loan rates and higher savings rates.

No Gimmicks

REAL RATES, NO CREDIT PULL
By asking a few simple questions, we help you estimate your interest rate and payment before you apply without impacting your credit score.
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Special Offers (and counting)
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Longest Term (months)
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Highest Certificate Rate (APY*)

These are just a few of our partners – find your rate to see even more!

affinityPlus
DCU
elements
GreatRiver
lakeTrust
United
UniversityFCU
USC
WPCU

Find certificate specials to help you save!

How It Works

Input Your Information

Knowing your school and where you live will help us match you with the best loan options.

Choose a Credit Union

View credit unions that have an option for your unique funding needs.

Open Your Account

Select the account option that fits you best, and deposit funds to become a member!

Recent Articles

*Rates, terms, and Annual Percentage Yields (APY) shown are provided by each offering credit union. Minimum balance requirements, yield details, and fees will vary by credit union. Please carefully review each credit union’s disclaimers and important information when evaluating your options.  Subject to change without notice.