Student Loan Refinance

See how much you could save by refinancing your student loans with a credit union^†.

Variable rates starting at

4.24% APR*

Fixed rates starting at

3.59% APR

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Simplify when you refi.

Combine loans, adjust your payment, or lower your interest rate to fit your repayment plan.

Competitive Rates

Plus, get a rate discount when you set up automatic electronic payments.

Flexible Terms

Repayment on your terms! Pick the rate and term that fits your needs.

Personal Support

Our experts can help you decide if student loan refinance is right for you.

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IMPORTANT: Interest and payments on federal student loans have resumed. Visit studentaid.gov for details. Carefully consider your options before refinancing federal student loans, as they will no longer qualify for current and future federal benefits once refinanced with a private lender.

Why refinance with a credit union?

Member-Owned

GREAT RATES, FLEXIBLE TERMS
Credit union members become owners of the financial cooperative and benefit from competitive rates, flexible repayment, and exceptional service.

Not-for-Profit

PEOPLE BEFORE PROFITS
Credit unions return value to their members, rather than investors, with benefits like lower loan rates and higher savings rates.

No Gimmicks

REAL RATES, NO CREDIT PULL
By asking a few simple questions, we help you estimate your interest rate and payment before you apply without impacting your credit score.

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