Student Loan Refinance

See how much you could save by refinancing your student loans with a credit union†.

Variable rates starting at

4.75% APR*

Fixed rates starting at

3.59% APR

Simplify when you refi.

Combine loans, adjust your payment, or lower your interest rate to fit your repayment plan.

Competitive Rates

Plus, get a rate discount when you set up automatic electronic payments.

Flexible Terms

Repayment on your terms! Pick the rate and term that fits your needs.

Personal Support

Our team of refi experts can help you decide if refinancing is right for you.

Why refinance with a credit union?

Member-Owned

GREAT RATES, FLEXIBLE TERMS
Credit union members become owners of the financial cooperative and benefit from competitive rates, flexible repayment, and exceptional service.

Not-for-Profit

PEOPLE BEFORE PROFITS
Credit unions return value to their members, rather than investors, with benefits like lower loan rates and higher savings rates.

No Gimmicks

REAL RATES, NO CREDIT PULL
By asking a few simple questions, we help you estimate your interest rate and payment before you apply without impacting your credit score.
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Credit Union Partners
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Families Helped
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Loans Refinanced
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Years of Experience

These are just a few of our partners – find your rate to see even more!

affinityPlus
DCU
elements
GreatRiver
lakeTrust
United
UniversityFCU
USC
WPCU

When does it make sense to refinance?

You have better credit

When your (or your cosigner’s) credit improves, your rate could too, which can lead to a lower rate and payment.

To improve your interest rate

Refinancing your higher rate student loans can help you reduce the amount of interest you pay long-term.

To adjust your payment or term

Changing your repayment term can help you lower your payment to fit your budget or pay off your loans sooner.

Refinancing your student loans can help you save on interest or get a lower payment. Estimate your rate and payment without a credit pull.

Variable rates starting at

4.75% APR

Fixed rates starting at

3.59% APR

How It Works

Input Your Information

Knowing your school and where you live will help us match you with the best loan options.

Choose a Credit Union

View credit unions that have an option for your unique funding needs.

Start Your Application