ARC Federal Credit Union

At ARC Federal Credit Union, membership isn’t just access to financial services — it’s your first step toward smarter banking, stronger community ties, and greater financial freedom.

Products We Offer

Undergraduate Student Loans

Fill the funding gap left when scholarships, grants, and federal aid aren’t enough.

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Student Loan Refinance

Repay your loans on your terms – choose the rate and repayment term that fit your needs.

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Certificate Specials

Boost your returns with competitive savings rates – find special terms on share certificates.

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Savings Accounts

Save for your future with savings accounts designed for your unique plan.

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Undergraduate Student Loans

Flexible funding for college with repayment terms to fit your needs. Pay for tuition, housing, books, and more.

Variable rates starting at

4.00% APR*

Fixed rates starting at

3.24% APR*

Student Loan Refinance

Combine loans, adjust your payment, or lower your interest rate to fit your repayment plan.

Variable rates starting at

4.00% APR*

Fixed rates starting at

3.99% APR*

Certificate Specials

Competitive rates on term share certificates with special benefits and terms.

Term

48 or 60 months

Interest Rate

3.56% APY†

Min. Deposit

$500

Savings Accounts

Boost your returns and save for your financial future.

Min. Deposit

$50

Interest Rate

0.20% APY‡

Balances Up To

$No Limit

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Credit Union Information

1919 7th Ave.

Altoona, PA 16602

Visit credit union website.

(814) 946-0857

Join Today

Membership at ARC FCU is open to individuals who are members of a Catholic parish in Blair or Huntingdon County, PA, family members or relatives of a current ARC member, and employees at many area businesses. You may also qualify for ARC membership by simply joining the Pennsylvania Consumer Council (PCC).

Learn more about the benefits of credit union membership.

* APR = Annual Percentage Rate. Rates shown include a 0.25% discount for optional enrollment in automatic electronic payments. Variable rates subject to increase after consummation. Rates vary by credit union and depend on credit union membership eligibility. Please use our search tool to find the lowest rate for which you may be eligible.

† APY (Certificate Specials) = Annual Percentage Yield. Rates and terms shown are provided by each offering credit union and are subject to change without notice. Minimum balance and deposit requirements, yield details, penalties, and fees will vary by credit union. Additional restrictions and requirements may apply depending on your credit union selection. Credit union membership required. Please visit the credit union website to learn more about membership criteria. Please carefully review each credit union’s disclaimers and important information when evaluating your options. Rates are based on public data from each offering credit union updated on the first business day of each month.

‡ APY (Savings Accounts) = Annual Percentage Yield. May require a minimum balance to open the account and remain on deposit to maintain membership status. Deposit requirements may vary by credit union. Rates and terms shown are provided by each offering credit union and are subject to change without notice. Minimum balance and deposit requirements, yield details, penalties, and fees may vary by credit union. Fees may reduce earnings on the account. Additional restrictions and requirements may apply depending on your credit union selection. Credit union membership required. Please visit the credit union website to learn more about membership criteria. Please carefully review each credit union’s disclaimers and important information when evaluating your options. Rates are based on public data from each offering credit union updated on the first business day of each month.