DCU
With over hundreds of companies and several easy-to-join non-profit organizations in our field of membership, it’s easy to join DCU to achieve your financial goals!
Products We Offer
Undergraduate Student Loans
Flexible funding for college with repayment terms to fit your needs. Pay for tuition, housing, books, and more.
Variable rates starting at
6.00% APR*
Fixed rates starting at
7.75% APR*
Graduate Student Loans
Flexible funding for grad school with repayment terms to fit your needs. Pay for tuition, fees, and related expenses.
Variable rates starting at
6.00% APR*
Fixed rates starting at
7.75% APR*
Student Loan Refinance
Combine loans, adjust your payment, or lower your interest rate to fit your repayment plan.
Variable rates starting at
5.75% APR*
Fixed rates starting at
4.75% APR*
Certificate Specials
Competitive rates on term share certificates with special benefits and terms.
Term
3 months
Interest Rate
3.75% APY†
Min. Deposit
$500
* APR = Annual Percentage Rate. Rates shown include a 0.25% discount for optional enrollment in automatic electronic payments. Variable rates subject to increase after consummation. Rates vary by credit union and depend on credit union membership eligibility. Please use our search tool to find the lowest rate for which you may be eligible.
† APY (Certificate Specials) = Annual Percentage Yield. Rates and terms shown are provided by each offering credit union and are subject to change without notice. Minimum balance and deposit requirements, yield details, penalties, and fees will vary by credit union. Additional restrictions and requirements may apply depending on your credit union selection. Credit union membership required. Please visit the credit union website to learn more about membership criteria. Please carefully review each credit union’s disclaimers and important information when evaluating your options. Rates are based on public data from each offering credit union updated on the first business day of each month.
‡ APY (Savings Accounts) = Annual Percentage Yield. May require a minimum balance to open the account and remain on deposit to maintain membership status. Deposit requirements may vary by credit union. Rates and terms shown are provided by each offering credit union and are subject to change without notice. Minimum balance and deposit requirements, yield details, penalties, and fees may vary by credit union. Fees may reduce earnings on the account. Additional restrictions and requirements may apply depending on your credit union selection. Credit union membership required. Please visit the credit union website to learn more about membership criteria. Please carefully review each credit union’s disclaimers and important information when evaluating your options. Rates are based on public data from each offering credit union updated on the first business day of each month.
