Empower Federal Credit Union

Products We Offer

Undergraduate Student Loans

Fill the funding gap left when scholarships, grants, and federal aid aren’t enough.

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Undergraduate Student Loans

Flexible funding for college with repayment terms to fit your needs. Pay for tuition, housing, books, and more.

Variable rates starting at

6.00% APR*

Fixed rates starting at

4.74% APR*

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Credit Union Information

1 Member Way

Syracuse, NY 13212

Visit credit union website.

(315) 477-2200

Join Today

Empower Federal Credit Union membership is available to many individuals, including those who are: employed by/or retired from any of our member groups, a member of/or employed by any of our eligible associations or organizations, an immediate family or household member of a current Empower Federal Credit Union member. You may also join if you live, work, worship, or attend school in an area included in one of Empower's neighbor areas: City of Buffalo, City of Binghamton, City of Syracuse, Town of Geddes, City of Utica, Oswego County, Town of Cheektowaga, Town of Union, designated areas of Liverpool, Montgomery County, and Village of New York Mills.

Learn more about the benefits of credit union membership.

* APR = Annual Percentage Rate. Rates shown include a 0.25% discount for optional enrollment in automatic electronic payments. Variable rates subject to increase after consummation. Rates vary by credit union and depend on credit union membership eligibility. Please use our search tool to find the lowest rate for which you may be eligible.