NIH Federal Credit Union

Products We Offer

Undergraduate Student Loans

Fill the funding gap left when scholarships, grants, and federal aid aren’t enough.

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Graduate Student Loans

Pay for graduate school studies when financial aid just isn’t enough.

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Student Loan Refinance

Repay your loans on your terms – choose the rate and repayment term that fit your needs.

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Undergraduate Student Loans

Flexible funding for college with repayment terms to fit your needs. Pay for tuition, housing, books, and more.

Variable rates starting at

6.25% APR*

Graduate Student Loans

Flexible funding for grad school with repayment terms to fit your needs. Pay for tuition, fees, and related expenses.

Variable rates starting at

6.25% APR*

Student Loan Refinance

Combine loans, adjust your payment, or lower your interest rate to fit your repayment plan.

Variable rates starting at

5.75% APR*

Fixed rates starting at

4.50% APR*

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Credit Union Information

111 Rockville Pike

Rockville, MD 20850

Visit credit union website.

(301) 718-0208

Join Today

Employee, independent contractor, or self-employed person who works regularly in the healthcare and/or biomedical industries, National Institutes of Health, or retiree residing in MD, DC, NC, VA or WV (this includes, but is not limited to, all medical doctors and specialists, dentists, nurses, licensed therapists, pharmacists, medical researchers and other healthcare professionals).

Learn more about the benefits of credit union membership.

* APR = Annual Percentage Rate. Rates shown include a 0.25% discount for optional enrollment in automatic electronic payments. Variable rates subject to increase after consummation. Rates vary by credit union and depend on credit union membership eligibility. Please use our search tool to find the lowest rate for which you may be eligible.