Novation Credit Union

Products We Offer

Undergraduate Student Loans

Fill the funding gap left when scholarships, grants, and federal aid aren’t enough.

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Graduate Student Loans

Pay for graduate school studies when financial aid just isn’t enough.

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Student Loan Refinance

Repay your loans on your terms – choose the rate and repayment term that fit your needs.

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Undergraduate Student Loans

Flexible funding for college with repayment terms to fit your needs. Pay for tuition, housing, books, and more.

Variable rates starting at

9.25% APR*

Graduate Student Loans

Flexible funding for grad school with repayment terms to fit your needs. Pay for tuition, fees, and related expenses.

Variable rates starting at

9.25% APR*

Student Loan Refinance

Combine loans, adjust your payment, or lower your interest rate to fit your repayment plan.

Variable rates starting at

9.25% APR*

Fixed rates starting at

4.95% APR*

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Credit Union Information

500 Imperial Ave

Oakdale, MN 55128

Visit credit union website.

(651) 739-8080

Join Today

Membership for Novation, the 3M Employee-Owned Credit Union, is open to any 3M or Imation Employee, Retiree, or Family member and anyone who lives or works in the community of McLeod or Washington Counties, Minnesota. Also, through the Novation Foundation.

Learn more about the benefits of credit union membership.

* APR = Annual Percentage Rate. Rates shown include a 0.25% discount for optional enrollment in automatic electronic payments. Variable rates subject to increase after consummation. Rates vary by credit union and depend on credit union membership eligibility. Please use our search tool to find the lowest rate for which you may be eligible.