UMassFive College Credit Union

Massachusetts based Credit Union focused on supporting our communities & a sustainable tomorrow.

Products We Offer

Undergraduate Student Loans

Fill the funding gap left when scholarships, grants, and federal aid aren’t enough.

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Graduate Student Loans

Pay for graduate school studies when financial aid just isn’t enough.

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Student Loan Refinance

Repay your loans on your terms – choose the rate and repayment term that fit your needs.

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Savings Accounts

Save for your future with savings accounts designed for your unique plan.

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Undergraduate Student Loans

Flexible funding for college with repayment terms to fit your needs. Pay for tuition, housing, books, and more.

Variable rates starting at

5.75% APR*

Fixed rates starting at

4.75% APR*

Graduate Student Loans

Flexible funding for grad school with repayment terms to fit your needs. Pay for tuition, fees, and related expenses.

Variable rates starting at

5.75% APR*

Fixed rates starting at

4.75% APR*

Student Loan Refinance

Combine loans, adjust your payment, or lower your interest rate to fit your repayment plan.

Variable rates starting at

3.75% APR*

Fixed rates starting at

5.75% APR*

Savings Accounts

Boost your returns and save for your financial future.

Min. Deposit

$5

Interest Rate

0.25% APY‡

Balances Up To

$500

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Credit Union Information

200 Westgate Center Dr.

Hadley, MA 01035

Visit credit union website.

(413) 256-5500

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Membership is extended to employees and students of the University of Massachusetts system, Amherst College, Hampshire College, Mount Holyoke College, and Smith College, as well as persons who belong to certain other occupational or associational groups with common values.

Learn more about the benefits of credit union membership.

* APR = Annual Percentage Rate. Rates shown include a 0.25% discount for optional enrollment in automatic electronic payments. Variable rates subject to increase after consummation. Rates vary by credit union and depend on credit union membership eligibility. Please use our search tool to find the lowest rate for which you may be eligible.

‡ APY (Savings Accounts) = Annual Percentage Yield. May require a minimum balance to open the account and remain on deposit to maintain membership status. Deposit requirements may vary by credit union. Rates and terms shown are provided by each offering credit union and are subject to change without notice. Minimum balance and deposit requirements, yield details, penalties, and fees may vary by credit union. Fees may reduce earnings on the account. Additional restrictions and requirements may apply depending on your credit union selection. Credit union membership required. Please visit the credit union website to learn more about membership criteria. Please carefully review each credit union’s disclaimers and important information when evaluating your options. Rates are based on public data from each offering credit union updated on the first business day of each month.