Valley First Credit Union

Products We Offer

Undergraduate Student Loans

Fill the funding gap left when scholarships, grants, and federal aid aren’t enough.

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Undergraduate Student Loans

Flexible funding for college with repayment terms to fit your needs. Pay for tuition, housing, books, and more.

Variable rates starting at

10.24% APR*

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Credit Union Information

1005 W. Orangeburg Ave, Suite B

Modesto, CA 95350

Visit credit union website.

(209) 549-8500

Join Today

Membership in Valley First Credit Union is open to anyone who lives, regularly works, regularly worships or attends school in one of the following counties: Fresno, Madera, Mariposa, Merced, San Joaquin, Stanislaus, or Tuolumne County. For more information about becoming a member, visit our website.

Learn more about the benefits of credit union membership.

* APR = Annual Percentage Rate. Rates shown include a 0.25% discount for optional enrollment in automatic electronic payments. Variable rates subject to increase after consummation. Rates vary by credit union and depend on credit union membership eligibility. Please use our search tool to find the lowest rate for which you may be eligible.