Student Loans

* APR = Annual Percentage Rate. For Private Student Loans: Rates shown include a 0.25% rate discount available during full repayment of principal and interest by electing to make automatic electronic payments.** For Student Loan Refinance: Rates shown include a 0.25% discount for optional enrollment in automatic electronic payments.** Variable rates subject to increase after consummation. Rates vary by credit union and depend on credit union membership eligibility. Please use our search tool to find the lowest rate for which you may be eligible.

^◊ Subject to annual review and credit qualification. Must meet school’s Satisfactory Academic Progress (SAP) requirements.

** The APR will not fall below the floor rate regardless of the index or any additional rate discount.

^† Using the free student loan payment calculator does not constitute an offer to receive a loan and will not solicit a loan offer. Any payments and savings will depend on the actual amounts for which you are approved, should you choose to apply. This calculator is provided for educational purposes only and should not be relied upon as financial advice. Always consult your credit union or financial advisor when making your decision.

^◊◊ Variable Rate Option: the repayment term is 20 years if your principal balance at repayment is $40,000 or less, and 25 years if your principal balance at repayment is more than $40,000.

^‡ Fixed Rate Option: the repayment schedule is fixed at 10 years regardless of the amount you borrow. Full repayment begins at the end of the grace period, unless full repayment is selected during enrollment.